Has the Secure Act Created Financial Insecurity in Your Life?

e a presentation to a group of CPAs, attorneys, and financial professionals on the use of trusts as beneficiaries of retirement plans. I spent about an hour explaining the complicated rules for timing distributions and the identification of beneficiaries, of …

What is the Reasonable Use of Force Against the Mentally Ill?

En route to a mental health treatment facility, Joshua Blough got out of his fiancée’s vehicle holding his knife, walked through traffic, and wandered into a residential neighborhood. When he ignored his fiancée’s repeated pleas to get back in the …

Leaving a Legacy to a Family Member with Addiction Issues

When a family member, including a child, grandchild or spouse, suffers from addiction issues, there are a number of estate planning options which should be considered and addressed. Leaving a vulnerable loved one an inheritance outright at passing is likely …

Chalking Tires Determined to be an Unreasonable Search

Like many cities, Saginaw’s parking enforcement unit chalked tires to determine just how long a car was parked, and then ticketed offenders. Over the course of three years, Alison Taylor received her fair share of parking tickets – fifteen to …

A Case Study in Business Succession Planning

You hear the words “succession planning” often in today’s business world. This part of a company’s strategic planning, which can be critical to its success and sustainability, requires careful consideration. The following case study is an example of a succession …

Beware of Immediate Annuities

Authors: Keith Stevens & William Browning Single Premium Immediate Pay Annuities are a valuable tool in planning for Medicaid eligibility when a spouse requires nursing home care. These instruments can provide additional income, not just in the short-term, but in …

New Year, New Council; Same Old Executive Session Mistakes

With the new year, new council members and board of trustee members begin their journey of public service. For these new members, the Ohio Open Meetings Act can seem foreign. The general concept is simple. The Open Meetings Act requires …

Planning for Disabled Children

Authors: William Browning and Keith Stevens Raising a child with disabilities has many rewards and challenges. Estate planning which is centered around a disabled child is more complex than planning for a minor child. If you die while your child or …

How Health Care Expenses Can Bankrupt a Small Company

Many small companies are owned by one or two business owners who provide much of the labor and financial resources to create a successful business. If they are fortunate, they may have children, employees or friends who may wish to …

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