On January 10 and January 18, 2014, new home mortgage rules became effective.  These rules are complex and voluminous.  They provide detailed regulation of a lender’s determination of the ability to repay loans, high rate home equity lines of credit (HOEPA), and …

Sixth Circuit holds in the case of an officer who comes upon a suspect in Hardees who has been disruptive, but who is unresponsive and not struggling.  Officer deploys TASER three times in short span to get compliance.  Although officer claims that …