A Little-Known Doctrine Could Determine Whether Your Property Insurer Pays

Many property owners are unaware of the anti-concurrent causation doctrine in their insurance policies. Are you aware of it? Isaac Wiles Partner Sam Pipino shares insights on why it’s crucial to review your policy carefully and understand how it could impact you …

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A Reasonable Match Is Often, But Not Always, Acceptable Under Ohio Law

Three words – reasonably comparable matching – can be enough to cause an insurance headache. It is an issue that has recently come up with increasing frequency, usually as a result of a claim by a residential homeowner or commercial property owner over storm damage to roofing …

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Recommended Steps in Defending Against Bad Faith Claims

The standard for establishing bad faith by insurers was set nearly three decades ago when the Ohio Supreme Court ruled in Zoppo v. Homestead Insurance Co. The high court set the “reasonable justification” standard in that 1994 ruling, which declared …

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Extensions Worth Adding to Your General Commercial Liability Coverage

One of the necessary tools for today’s general contractors and other key players in the construction industry is a commercial general liability policy. It covers your business from financial loss should you be held liable for property damage or personal …

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Tips to Lessen the Pain – and Liability – from Construction Claims

As a veteran litigator, Sam Pipino has witnessed several construction claims due to building envelope issues over the years. Here, he’s compiled a few tips for builders of commercial and residential properties to mitigate their risk of liability. Check it …